£300 Cost of Living Payment in June 2025: Dates, Eligibility & How to Claim
As the rising cost of living continues to affect households across the UK, the government has introduced another round of financial relief for those in need. The £300 Cost of Living Payment scheduled for June 2025 aims to support low-income families, pensioners, and individuals on certain benefits.
This article will walk you through all the important details — from eligibility criteria, payment dates, how to claim, and much more — in a simple, easy-to-understand format.
The Subheadings of the Article
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What Is the £300 Cost of Living Payment?
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Who Is Eligible in June 2025?
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How to Claim the £300 Payment?
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When Will You Receive the Payment?
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Why This Payment Matters
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Overview Table of £300 Payment Details
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5 Frequently Asked Questions
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Final Thoughts
What Is the £300 Cost of Living Payment?
The £300 Cost of Living Payment is part of a financial support scheme set by the UK government to help vulnerable groups manage day-to-day expenses during a time of high inflation and rising energy prices.
It is a non-taxable and non-repayable payment that goes directly to eligible people, usually without needing to apply. The goal is to ease the burden of increased costs for essentials such as groceries, fuel, and electricity.
Who Is Eligible in June 2025?
To receive the £300 Cost of Living Payment in June 2025, individuals must be claiming one of the following means-tested benefits during a specific qualifying period (exact dates may vary slightly and are expected to be announced soon):
Eligible Benefits Include:
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Universal Credit
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Pension Credit
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Income Support
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Income-based Jobseeker’s Allowance (JSA)
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Income-related Employment and Support Allowance (ESA)
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Working Tax Credit
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Child Tax Credit
You must have received one of these benefits for at least one day in the qualifying period to be eligible. If you are receiving both a DWP-administered benefit and a Tax Credit, you will receive the payment only once.
How to Claim the £300 Payment?
The best part is — you don’t need to apply. The payment is automatic, as long as you are eligible and your bank details with DWP or HMRC are up-to-date.
Here’s how the process works:
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DWP or HMRC checks your eligibility based on the qualifying period.
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If eligible, they process the payment automatically.
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The payment is transferred directly into your regular benefit account.
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A notification may appear in your Universal Credit journal or bank statement, labelled “Cost of Living Payment”.
If you believe you’re eligible but don’t receive it, you will likely be able to contact the DWP after the payment window to report a missing payment.
When Will You Receive the Payment?
According to the latest schedule, the £300 payment is expected to be sent out in June 2025. While the exact dates will be confirmed closer to the time, most payments are usually made between the second and fourth week of the month.
Those receiving payments from DWP (like Universal Credit) will receive theirs first. Those on Tax Credits will get theirs a few days later via HMRC.
Why This Payment Matters
This financial boost helps millions of households who are otherwise struggling to manage:
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High energy bills
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Increased grocery prices
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Rising fuel and transport costs
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General inflation-related expenses
The £300 payment may not solve everything, but for families who are budgeting every pound, it can bring some relief, especially in the summer months when energy usage still carries weight.
Overview Table of £300 Cost of Living Payment
| Details | Information |
|---|---|
| Payment Amount | £300 |
| Expected Payment Month | June 2025 |
| Number of Instalments | 1 |
| Application Required? | No – Payment is automatic |
| Eligible Benefits | UC, ESA, JSA, Income Support, Tax Credits |
| Paid by | DWP or HMRC (depending on benefit) |
| Taxable? | No |
| Affects Other Benefits? | No |
| Where It Is Paid | Bank account linked to your benefit claim |
5 Frequently Asked Questions (FAQs)
1. Will everyone get the £300 cost of living payment?
No, only those receiving eligible benefits during the qualifying period will get the payment.
2. Can I receive this payment if I just applied for benefits in June?
If you applied for benefits after the qualifying period, you will not be eligible for the June 2025 payment. However, future rounds of support may include you.
3. Do I need to report this payment on my tax return?
No. The cost of living payment is not taxable and does not need to be reported.
4. What happens if my bank details are incorrect?
If your payment fails, it will be returned to the DWP or HMRC. You’ll likely need to contact them to update your information and request a reissue.
5. Will there be more payments after this one?
While the £300 payment is part of the 2025 relief plan, it’s possible the government could announce more support based on economic conditions later in the year.
Final Thoughts
The £300 Cost of Living Payment in June 2025 is a much-needed helping hand for people facing everyday financial stress. With no need to apply and no impact on your existing benefits, it provides simple and direct support.
If you’re already on eligible benefits, you only need to ensure your bank details are correct and keep an eye on your account during mid-June. And if you’re unsure about your eligibility, check with your local DWP office or look out for official communication from HMRC or Universal Credit.
In challenging times like these, every little bit helps — and for many, this £300 could be just what’s needed to keep moving forward.